One Platform.One Decision. More Time for What Matters.
Choosing how to manage clients’ money used to mean two separate conversations: which platform, and which investment solution. Today, the most efficient advisory practices have stopped thinking about these separately.
By combining an Investment Platform and Model Portfolio Service as one integrated solution, Capital International is able to offer advisers a single, seamless environment where client assets are held, managed, and reported on.
What does this mean for you as the adviser? One relationship, one point of accountability and one decision that frees you to focus on growing your business.
The Investment Platform
Built for the modern advisory business, Capital International’s Investment Platform gives advisers the tools they need to run a scalable, compliant, client-focused business.
• Seamless digital onboarding: Get clients invested quickly with minimal friction
• Asset choice: We provide global access across all major asset classes. Invest in stocks & ETFs, funds, bonds, structured products and money market funds.
• Security: Custodised in the highly regulated Isle of Man where segregated accounts mean client assets are held securely.
• Reporting: Full visibility of all client portfolios with in-depth portfolio reporting makes client communication straightforward.
• Beneficiary Nomination: Help your client plan for the future by selecting account beneficiaries.
Why Use a Model Portfolio?
It’s understandable that many advisers are still building and managing client portfolios themselves. It feels like control and like you’re delivering value and expertise to your clients. But it’s important to consider: what does this actually cost?
Every hour spent on asset allocation, rebalancing, and investment research is an hour not spent with clients. Every compliance review of a bespoke portfolio reminds you that there’s a limit to how many clients you can take on. Every market dislocation is a judgment call you carry personally. And when a client asks about their portfolio positioning, the answer has to come from you.
Working with a provider to access a quality Model Portfolio Service does not reduce your value to clients. It concentrates it where it matters most: on advice, relationships, and the financial planning.
The evidence is hard to ignore. The 2024 Natixis Global Survey of Financial Professionals, a survey of 2,700 financial advisers, found that 50% globally identify moving clients to model portfolios as the single most effective way to free up time for financial planning and business development. Research by Fidelity then quantifies this gain: advisers who outsource investment management recover an average of 10 hours per week. That’s over 500 hours a year - time that can be redirected to new client acquisition, deeper planning relationships, and ultimately growing your practice.
There is also a regulatory dimension worth considering. Constructing and maintaining your own portfolios creates ongoing suitability and documentation obligations at the individual client level. A well-governed Model Portfolio mapped to recognised risk profiling tools and with consistent investment rationale and regular oversight can significantly reduce the compliance load, while strengthening the defensibility of your investment recommendations.
Our Model Portfolio Service comes fully integrated within the investment platform. There is no separate Discretionary Fund Management relationship to manage, no additional system to navigate, and no gap between where assets are held and how they are managed. Advisers and their clients benefit from:
• Active, professional portfolio management continuously overseen by an experienced investment team, so no single adviser carries the investment risk.
• Consistent, disciplined portfolio construction diversified across asset classes, managed for risk as well as return, with a documented investment process behind every decision.
• Portfolios mapped to risk profiling tools so suitability is always clear, defensible, and audit-ready.
• A range of strategies to select from. Whether it is our Signature range for high conviction and direct securities, or Spectrum focused on diversification and funds, there is a strategy for every client.
• Initial and ongoing suitability assessment through our dynamic profiling tool which assesses the most appropriate strategy for your client and regularly reviews this to ensure the portfolio strategy continues to deliver the expected investment outcomes. This gives you and your client peace of mind that the investment strategy is optimised for them.
• Regular reporting and commentary to keep clients informed and confident through all market conditions, without adding to your workload.
Because the Model Portfolio Service is fully integrated within the investment platform, everything from onboarding, to reporting, to compliance flows through one joined-up system with one consistent client experience throughout.
Simple, Transparent Pricing
Combining the Capital International Investment Platform and Model Portfolio Service is simple to understand and straightforward to recommend to clients. The fee covers:
• A competitive custodian fee
• Portfolio management: active, professional portfolio oversight based on the service and account value
• Trading costs: Competitive dealing fees with no fixed cost minimum.
Is Your Advisory Business Future-proof?
The practices best-positioned for the next decade will not be those that spend the most time managing portfolios. They will be those that spend the most time with their clients. The advisers who will grow fastest are those who have made a deliberate choice: to stop doing what a professional investment team can do better, at scale, with dedicated resource.
It’s about focusing instead on what makes them stand out: building trust, understanding their requirements, and helping them to achieve their financial objectives.
To find out more or arrange a demonstration of our Invest Platform, contact the Capital International team today.
Sources:
2024 Natixis Global Survey of Financial Professionals, CoreData Research, 2,700 respondents, 20 countries
Fidelity Investments: The Time-Value Equation, 2025
The views, thoughts and opinions expressed within this article are those of the author, and not those of Capital International Group Limited (Group) and/or any of its subsidiary companies and as such are neither given nor endorsed by the Group or any company within the Group. Information in this article does not constitute investment advice or an offer or an invitation by or on behalf of any company within the Group to buy or sell any product or security or to make a bank deposit. Any reference to past performance is not necessarily a guide to the future. The value of investments may go down as well as up and may be adversely affected by currency fluctuations. The Group, its subsidiary companies, clients, and officers may have a position in, or engage in transactions in any of the investments mentioned. Opinions constitute views as at the date of issue thereof and are subject to change.
Regulated investment activities are undertaken by Capital International Group Limited's licensed subsidiary companies. Capital International Limited and Capital Financial Markets Limited are licensed by the Isle of Man Financial Services Authority. Capital International Limited is a member of the London Stock Exchange. Capital International, Capital International Asset Management, and Capital International Investment Platform are trading names of Capital International Limited. Capital International is a trading name of Capital Financial Markets Limited. CILSA Investments (Pty) Ltd (FSP No. 44894) is authorised by the Financial Sector Conduct Authority in South Africa. Capital International (Jersey) Limited is regulated by the Jersey Financial Services Commission. Capital International and Capital International Asset Management are trading names of Capital International (Jersey) Limited. Capital International (Jersey) Limited (FSP No. 51164) is authorised by the Financial Sector Conduct Authority in South Africa.
