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Banking you can trust.
Service you can rely on.

Corporate banking services from a licensed bank based in the Isle of Man.
Get in touch
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A bank for corporate & high net-worth clients

A licensed bank
We are a licensed, regulated bank operating under a Class 1 (2) banking license which allows us to serve corporates and high net worth individuals.
Wall sign reading Capital International with framed green moss art panels in a modern office setting.
Personalised service
Our service is personalised and reliable. All of our clients are assigned a dedicated Relationship Executive to assist with account opening and handle your queries.
Smiling woman speaking to a man with a laptop in a modern office setting with people in background.
Smiling woman speaking to a man with a laptop in a modern office setting with people in background.
Based in a strong jurisdiction
The Isle of Man has a strong reputation within the global finance sector, winning ‘Best International Finance Centre’ in the Investment International Awards in 2025.
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Who do we serve?

Corporates
With clients ranging from multi-national corporations to growing businesses, our bank has been engineered to deliver unparalleled convenience and control, enabling you to streamline your banking experience and focus on driving your business forward.
High net worth individuals
We serve individual clients with £500k+ in liquid assets and offer an ideal point of diversification in a portfolio of banking providers. Our proposition offers qualifying individuals access to counterparty banks without having to invest or lend significant sums.
Trusts
Whether you’re a trustee, a legal firm or an individual responsible for the management of a trust, our solution provides a secure and efficient platform to manage trust monies, complemented by a team that understands your fiduciary responsibilities.

The tools you need to manage money

A banking platform built for corporates
Our state-of-the-art digital banking platform, VELTA, has been specifically designed to meet the needs of corporate clients.
Five men in a modern office gather around a table with a laptop, engaged in discussion.
Five men in a modern office gather around a table with a laptop, engaged in discussion.
Payments & FX
We make international transactions simple with a range of payment types to choose from across 18 currencies, as well as a live-rate FX transaction facility.
Payments Screen showing status of payments
Mobile Banking
Monitor your accounts and authorise payments using our mobile app to make sure your business keeps moving even when you’re on-the-go.
Learn more about mobile banking
Person holding smartphone displaying financial accounts with balances in various currencies on screen.
Person holding smartphone displaying financial accounts with balances in various currencies on screen.
Our fiduciary solution
Diversify large deposits across multiple counterparty banks
Gain access to several highly-rated banks through a single relationship with Capital International Bank.
See our counterparty banks
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Five people sitting around a table in a modern office having a meeting with laptops and notebooks.

A range of accounts including the ‘AAAf’ rated*, same-day** access Excess Fiduciary Account

We offer much more than simple cash management. Access multiple account types to meet a range of requirements.
Manage day to day transactions for your company
CCA
Capital Call Account
All clients of Capital International Bank have access to a Capital Call Account. This is the core account used for the day to day operation of your business.
Hold balances of £2m or less
Execute Payments & FX in multiple currencies
Bulk payments facility available in GBP
Learn more about this account
CTA
Capital Treasury Account
Clients transacting in higher values will use the Capital Treasury Account to assist with day to day cash management.
Execute Payments & FX in multiple currencies
Bulk payments facility available in GBP
Residual end of day balance swept daily to the Excess Fiduciary Account (off balance sheet)
Learn more about this account
Earn interest on cash whilst retaining liquidity
EFA
Excess Fiduciary Account
Use the EFA to diversify your monies across at least one other highly-rated counterparty bank. The EFA currently pays competitive rates of interest on GBP, EUR and USD cash balances, meaning you can earn a return on your cash without locking up liquidity.
Rated 'AAAf' by S&P*
Allows you to diversify your monies to a counterparty bank
Same day access to monies**
Learn more about this account
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EFA
Excess Fiduciary Account
Use the EFA to diversify your monies across at least one other highly-rated counterparty bank. The EFA currently pays competitive rates of interest on GBP, EUR and USD cash balances, meaning you can earn a return on your cash without locking up liquidity.
Rated 'AAAf by S&P*
Allows you to diversify your monies to a counterparty bank
Same day access to monies**
Learn more
LFA
Liquidity Fiduciary Account
The Liquidity Fiduciary Account is a 1-day notice deposit account allowing clients with larger deposits to access highly competitive rates of interest, while maintaining good liquidity. This account places monies with another highly-rated recipient bank.
Hold deposits over £3m, $3m or €3m
Access funds with 1 day's notice
Offers rates often closer to those earned on longer dated fixed term deposits.
Learn more
Deposit monies for longer periods
BFA
Bespoke Fiduciary Account
Receive a return on larger deposits by placing them with a highly-rated counterparty bank. Terms start at one month.
Hold deposits over £1m, $1m or €1m
Access several banks through a single relationship
Reduces the admin of managing multiple bank accounts
Learn more about this account
CTD
Capital Term Deposit
Earn competitive rates of interest on monies you do not need instant access to.
Held with Capital International Bank
For deposits over £250,000 or currency equivalent
Available in GBP, USD & EUR
Learn more about this account
*Rating applies to GBP, EUR & USD accounts only. Whilst a fund credit quality rating methodology has been used by S&P Global Ratings, the Excess Fiduciary Account is not itself a fund, but rather a pooled account supporting the financial products known as fiduciary deposits. **Cut off times apply - Click for more information. For eGaming clients, the Excess Fiduciary Account is not available in USD.

Efficient account opening

1
Eligibility check
Get a quick yes or no. We don’t waste your time. Find out at the outset whether we can open an account for you in principle. Provide just a few details to our team and we’ll get back to you with an indication of whether we can open your account and how much it will cost.
2
Upload details and documents
Gain access to our digital application portal where you will provide further details and upload documentation. You’ll be able to save progress on your application and easily pinpoint exactly what is missing at any point.
3
Account opening
After your application has been reviewed by our team, we will notify you when your account is open. At this point, we offer you and your team a personalised walk-through of our system to ensure you make the most of our service.

Why choose Capital International Bank?

Part of an international finance group in its 30th year in business
Capital International Bank is part of Capital International, a financial services group that has been providing solutions to clients across the globe since 1996.
260+
Group employees
US$6.5bn
Group AUA
30
Years in business
£450m+
Bank deposits
Learn more about the Group
Modern office reception with wood panel desk, marble side, and hanging pendant lights.
A lower risk banking option
Unlike other banks, we do not have a lending book or invest in high risk financial instruments in order to seek a return on client deposits. The monies clients place with us are held with highly rated counterparty banks and financial institutions.

Whilst our fees may be slightly higher than high-street banks, Capital International Bank is a lower risk option as we do not lend money placed with us.
Get in touch with our team
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Reliable service from our team in the Isle of Man
For corporates, time is money and that’s why we prioritise responding quickly to clients. Speak to a real human when you need them either by phone or secure message.
No symbol
AI Chatbots
No symbol
Phone Queues
No symbol
Call centres
Real People
Secure instant messaging
Account-level support
Get in touch with our team
Man in light shirt writing at a wooden table with laptop and phone in a modern office space.
Part of an international finance group in its 30th year in business
Capital International Bank is part of Capital International, a financial services group that has been providing solutions to clients across the globe since 1996.
260+
Group employees
US$6.5bn
Group AUA
30
Years in business
£450m+
Bank deposits
Learn more about the Group
Modern office reception with wood panel desk, marble side, and hanging pendant lights.
A lower risk banking option
Unlike other banks, we do not have a lending book or invest in high risk financial instruments in order to seek a return on client deposits. The monies clients place with us are held with highly rated counterparty banks and financial institutions.

Whilst our fees may be slightly higher than high-street banks, Capital International Bank is a lower risk option as we do not lend money placed with us.
Get in touch with our team
Smiling man in suit talking to a person in a white shirt in modern office setting.
Reliable service from our team in the Isle of Man
For corporates, time is money and that’s why we prioritise responding quickly to clients. Speak to a real human when you need them either by phone or secure message.
No symbol
AI Chatbots
No symbol
Phone Queues
No symbol
Call centres
Real People
Secure instant messaging
Account-level support
Get in touch with our team
Man in light shirt writing at a wooden table with laptop and phone in a modern office space.

Led by an experienced team

The Rt hon. Mark Field
Non-executive Chairman
Anthony Long
Group Chairman
Andrew Lodge
Non-executive Director
Charlie Woolnough
Non-executive Director
Werner Alberts
Managing Director
Paul Atherton
Finance Director
Patrick Greene
Head of Banking Operations
Paul Smith
Head of Special Assignments
Sharon Shimmin
Sharon Shimmin
Head of Business Development (Banking)

Less admin, more action

Minimise your workload with a powerful set of tools that give you control over your accounts.

Multiple account types to suit your needs

Efficient decision-making

100% digital onboarding - no paper

Payments and FX in multiple currencies including all G10

Fiduciary fixed term deposits available for eligible clients

Get real-time human support - don't spend hours in call queues

Transparent pricing - no hidden fees

A modern, cloud based banking platform

Efficient account opening

Online, self-service mandates and authorisations to control permissions

Advanced reporting tools to facilitate in-depth analysis

Fiduciary accounts for balances in excess of £1M (or equivalent) in a number of major currencies

Check your eligibility today

Speak to our team to find out if you are eligible to bank with us and discover the likely costs and timescales to open an account.

Get in touch
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© Capital International Group Limited, 2026