Bank

Account Fees

Understand our account fees to make the right choice for you

Account Fees

Standard Risk

Non Standard Risk

Individual Client Offering
(Minimum deposit £500,000 or currency equivalent)

Capital Call Account

£1,100+
£2,000 - £11,000+
Charges will apply
£1,100+
£2,000 - £11,000+
Charges will apply

Capital Treasury Account

£0
£0
£0

Excess Fiduciary Account

£0
£0
£0
£0
£0
£0

Bespoke Fiduciary Account

£0
£0
£0
£0
£0
£0

Account Fees

Standard Risk

Non Standard Risk

Capital Call Account

£1,100+
£2,000 - £11,000+
£1,100+
£2,000 - £11,000+

Capital Treasury Account

£0
£0
£0
£0

Excess Fiduciary Account

£0
£0
£0
£0

Bespoke Fiduciary Account

£0
£0
£0
£0

Transaction Charges

Charge

Payment Fees

BACS

£0.50

Faster Payments

£2

CHAPS

£25

Swift (BEN charge selected)*

£25 (or currency equivalent)
Beneficiary pays all charges. This charge will be deducted from the payment and only the payment amount will be debited to your account.

Swift (SHA charge selected)*

£25 (or currency equivalent)
Charges are shared. This charge is deducted from your account in addition to the payment.

Swift (OUR charge selected)

£35 (or currency equivalent)
You pay all charges. This charge is deducted from your account in addition to the payment, and it includes a £10 additional correspondent charge. With this option, the beneficiary receives the payment amount in full.

Foreign Exchange

View rates in VELTA

BFA commission

0.75%
Calculated at principal * rate on a 365-day basis for GBP and on a 360-day basis for EUR and USD.

EFA commission

GBP = 0.85%
EUR = 0.75%
USD = 0.60%
EFA commission fees are calculated and accrued on a daily basis, based on the balance held in your account at the end of each day. EFA commission fees will be calculated and debited against your EFA on a quarterly basis, in line with interest application dates.

Other Fees

Manual payment handling

£25

Audit confirmation letter

£50 + VAT

Other manual requests

Time spent basis

*Note that other banks involved in handling the payment may deduct their charges on route to the beneficiary who will receive the payment net of those charges.