Access and EFA: In order to access the EFA, a Capital Call Account (CCA) and Capital Treasury Account (CTA) must first be opened.
View full terms for the CTA & EFA
Risk: CCA and CTA balances are held on the balance sheet of Capital International Bank Limited and assumption of risk is to Capital International Bank Limited. EFA balances are held with third party recipient bank(s) and assumption of risk in relation to EFA balances is to the recipient bank(s). Terms and conditions and fees related to the CCA, CTA and EFA are set out at the links below:
Cut-off times: Latest time for the transfer of funds from EFA to CTA is 14:00 with authorisation by 14:15. Latest time for transfer of funds from CTA to EFA is 14:30 with authorisation by 14:45. Outward payments cannot be made from the EFA.
S&P 'AAAf' rating: S&P rating applies to GBP, EUR & USD accounts only. Whilst a fund credit quality rating methodology has been used by S&P Global Ratings, the Excess Fiduciary Account is not itself a fund, but rather a pooled account supporting the financial products known as fiduciary deposits.
