The Last 13 Months

Matthew Seaward
February 28, 2024

Why it’s Important to Stay Invested!

It comes as little surprise that, over the long term, equities outperform bonds, and that bonds outperform cash. So, why is it so challenging to make the decision to invest? Uncertainty, volatility, and psychological biases all prevent investors, even those more willing to take risks, from making the leap and entering the market. 

Whilst many clients were comparing the positive cash returns last year to investment returns, over the last 13 months our PRISM H5 balanced strategy returned 6.7%whilst UK base rates returned 5.2% and to achieve a return close to UK base rates at the Bank clients would need to lock it away – typically for 12 months or more.

In the picture below we review how markets performed over the last 13 months and summarise the key events.

Disclaimer: The views, thoughts and opinions expressed within the article / video are those of the author / speaker(s) and not those of any company within the Capital International Group (CIG) and as such are neither given nor endorsed by CIG. Information in this article does not constitute investment advice or an offer or an invitation by or on behalf of any company within the Capital International Group of companies to buy or sell any productor security or to make a bank deposit. Any reference to past performance is not necessarily a guide to the future. The value of investments may go down as well as up and may be adversely affected by currency fluctuations. CIG, its clients and officers may have a position in, or engage in transactions in any of the investments mentioned. Opinions constitute our views as of this date and are subject to change.

Regulated investment activities are carried out on behalf of Capital International Group by its licensed member companies. Capital International Limited and Capital Financial Markets Limited are licensed by the Isle of Man Financial Services Authority. Capital International Limited is a member of the London Stock Exchange. CILSA Investments (Pty) Ltd (FSP No. 44894) trading as Capital International SA, is licenced by the Financial Sector Conduct Authority in South Africa. All subsidiary companies across both jurisdictions are represented under the Capital International Group brand.

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