Each PRISM profile has a defined average return and a defined volatility which, together with the performance of the Master Investment Strategy, are used to mathematically calculate the return in each period. the Master Investment Strategy is a highly diversified investment portfolio which aims to optimise returns per unit of risk.
The defined average return and volatility of each profile are published in advance, giving investors clarity as to the performance characteristics of their investment and enabling them to select the profile that is most suitable to their requirements.
|Time Horizon||Annual Return||Defined
|Horizon 1||1 year||1.25%||0.50%|
|Horizon 1+||1.5 years||2.00%||1.10%|
|Horizon 2||2 years||3.00%||2.10%|
|Horizon 2+||2.5 years||4.00%||3.25%|
|Horizon 3||3 years||5.00%||4.60%|
|Horizon 3+||3.5 years||6.00%||6.00%|
|Horizon 4||4 years||7.00%||7.50%|
|Horizon 5||5 years||8.00%||9.00%|
|Horizon 6||6 years||9.00%||10.60%|
|Horizon 8||8 years||10.00%||12.50%|
|Horizon 10||10 years||12.00%||16.00%|
|Enhanced Growth||12 years+||14.00%||20.00%|